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How to Choose the Right Insurance Company 2023


Choosing the right insurance company is an important decision that can have a significant impact on your financial security. There are several factors to consider when making this choice, including the company’s financial stability, customer service, and coverage options.

First and foremost, it is important to choose a financially stable insurance company. This means that the company has a strong financial rating, meaning it has a solid reputation and is less likely to go bankrupt. You can check the financial stability of a company by looking at its ratings from independent rating agencies such as A.M. Best, Moody’s, and Standard & Poor’s.

David Lloyd Club 2023

Another important factor to consider is the company’s customer service. It is important to choose an insurance company that is responsive to your needs and provides prompt and accurate service. This can be determined by reading customer reviews or talking to current policyholders.

It is also important to consider the coverage options offered by the insurance company. Different insurance companies offer different types and levels of coverage, so it is important to choose a company that meets your specific needs. For example, if you are a small business owner, you may need a company that specializes in commercial insurance.

Lastly, it is also important to consider the company’s reputation and track record. This can be determined by researching the company’s history, reading customer reviews, and talking to current policyholders.

In summary, choosing the right insurance company is an important decision that can have a significant impact on your financial security. When making this choice, it is important to consider the company’s financial stability, customer service, coverage options, and reputation. By considering these factors and doing your research, you can ensure that you choose an insurance company that meets your needs and provides you with the protection you need.

Assess your insurance needs
Assessing your insurance needs is an important step in choosing the right insurance company. This involves evaluating your current assets and potential risks, and determining what type of coverage you need to protect yourself and your assets.

Some of the things to consider when assessing your insurance needs include:

Home and auto insurance: If you own a home or a car, you will likely need insurance to protect these assets.

Home insurance can protect your home and personal property from damage or loss due to natural disasters, fire, and other hazards. Auto insurance can protect you from financial loss if you are involved in an accident or your vehicle is stolen.

Health insurance: Health insurance is important to have to protect yourself and your family from high medical costs. This can include coverage for hospital stays, doctor visits, prescription drugs, and other medical expenses.

Disability insurance: Disability insurance can provide income replacement if you are unable to work due to an injury or illness.

Business insurance: If you own a business, you will likely need insurance to protect your business assets and income. This can include liability insurance, property insurance, and workers’ compensation insurance.

Umbrella insurance: Umbrella insurance provides additional liability coverage above and beyond what your regular insurance policies cover. It can help protect you from financial loss if you are sued and held liable for damages.
It’s important to note that insurance needs can vary significantly from person to person, so it’s best to consult with an insurance agent or financial advisor to determine what type of coverage is right for you.

In summary, assessing your insurance needs involves evaluating your current assets and potential risks, and determining what type of coverage you need to protect yourself and your assets. This includes home and auto insurance, health insurance, life insurance, disability insurance, business insurance, and umbrella insurance. Consultation with a professional or an insurance agent is highly recommended to get the best coverage.

David Lloyd Club 2023



David Lloyd Clubs offer tennis lessons for players of all ages and abilities. They have a team of experienced and qualified coaches who design programs to help players improve their technique, tactics and match play. The club also offers group lessons and individual coaching sessions, as well as Cardio Tennis and Mini Tennis for children. David Lloyd Clubs also have a range of facilities, including indoor and outdoor courts, enabling players to enjoy tennis in a comfortable and enjoyable environment. You can check their website or call the club to know more about the lesson schedule and pricing.


All Stars Tennis is a program designed for children between the ages of 3 and 11. It is a fun and interactive way to introduce children to the sport of tennis. The program focuses on developing basic motor skills, hand-eye coordination and social skills in a fun and safe environment. It uses smaller courts, lighter rackets and lower-bouncing balls to make the sport more accessible to young children. The program is available at various locations, and sessions are usually led by qualified coaches who have been trained specifically to work with children. You can check online or contact local tennis clubs or facilities to see if they offer All Stars Tennis program, and also to know the schedule and pricing.

Improve Your Game with Adult Tennis Lessons

Adult tennis lessons are designed for players of all levels, whether you’re a beginner or an experienced player looking to improve your game. Adult lessons can include group instruction or individual coaching sessions, and they often focus on specific aspects of the game such as technique, strategy, and match play. Many tennis clubs, academies and private coaches offer adult tennis lessons. They typically have experienced and qualified coaches who can tailor the instruction to the individual needs and goals of each student. You can check online or contact local tennis clubs or facilities to see if they offer adult tennis lessons, and also to know the schedule and pricing.


Group tennis lessons are a great way for players of all levels to improve their game in a social and supportive environment. Group lessons are usually led by a qualified coach and are designed to teach players the basics of the sport, as well as more advanced techniques, strategies and match play. Group lessons typically have 4 to 6 players per class and the coach can adjust the level of instruction to the group’s average skill level. The benefit of group lessons is that you can learn from other players, as well as the coach, and also it can be more cost-effective than private lessons. Many tennis clubs, academies and private coaches offer group tennis lessons. You can check online or contact local tennis clubs or facilities to see if they offer group tennis lessons, and also to know the schedule and pricing.


When booking tennis lessons at David Lloyd Clubs, you can expect a high-quality and personalized instruction from experienced and qualified coaches. The club offers a variety of lesson options, including group lessons, individual coaching sessions, Cardio Tennis and Mini Tennis for children.

To book tennis lessons at David Lloyd Clubs, you can follow these steps:

Visit the David Lloyd Club website and find your nearest location.

Click on the ‘Tennis’ tab to find information on the lesson options available.

Contact the club to enquire about the availability of lessons and to book your spot.

Alternatively, you can also book the lesson online, if the option is available.

It is recommended to book the lesson in advance, as the spots may fill up quickly, especially during peak seasons. Also, you may be asked to fill out a form with your personal information, and some clubs might require you to pay a deposit or the full amount to secure your spot.

It is also important to note that David Lloyd Clubs have a strict policy of COVID-19 safety measures and protocols, therefore, it is recommended to check the club’s website or contact them directly to know the current measures and protocols before you book your lesson.

Booking and Expectations for Private Tennis Lessons at David Lloyd Clubs

Private tennis lessons are a one-on-one instruction with a coach, and they are a great way for players of all levels to improve their game quickly. Private lessons offer a customized training experience, where the coach can focus on the specific needs and goals of the student. They can be scheduled at a time that is convenient for the student, and the coach can adjust the level of instruction to the student’s skill level. Private lessons are typically more expensive than group lessons, but the individualized attention and the ability to progress at the student’s own pace can make them a good option for those who want to improve their game quickly. Many tennis clubs, academies and private coaches offer private tennis lessons. You can check online or contact local tennis clubs or facilities to see if they offer private tennis lessons, and also to know the schedule and pricing.

The Minister of Education said the books that will be given in the new curriculum


Minister of Education Dr. Dipu Moni said that experimental new books are being given to students in 2023. These books are for Primary 1st and 2nd and Secondary 6th and 6th

Class VII will be offered as part of the new curriculum. He was speaking as the chief guest at the press conference organized at Chandpur Press Club Auditorium this Friday evening

Say these things. The Education Minister said, ‘Although the books of this curriculum have been piloted till the year 2022. Yet we are absolutely transforming education. Educationally

Teaching and assessment are undergoing massive changes compared to the past. That is why we will have these books as trial editions throughout the new year and throughout the year teachers,

Feedback will be taken from all students including parents and educators. Now in the next academic year in 2024, whatever is necessary will be done including addition and subtraction. Dipu Moni said.

Many also have questions about the training of teachers. A training was given to all the teachers across the country on the new curriculum. Apart from that who will provide training to the teachers

They are also undergoing training. These trainings are conducted online. Then they will go to class for the first five days after receiving the books in the first month of the education program. In all those classes

The teachers will be retrained for the next two days on the problems or questions they have and this training will be given to them for 6 days in three weeks. He further said, “The training is here.

won’t end Training of teachers will continue. We will provide face to face training and online training for teachers. These trainings include teaching and evaluation of new curricula and

It will be subject-wise. But this work requires the collective cooperation of all. sixth, seventh in 2023; Eighth in 2024, ninth and tenth in 2025. Thus the new curriculum

Chandpur Press Club President Ghiyasuddin Milan and General Secretary Riyad Ferdous were present at the press conference of Chandpur Municipality.

Mayor Md. Zillur Rahman Jewel, District Awami League Organizing Secretary Tafazzal Hossain Sdu Patwari, Assistant Superintendent of Police Yasin Arafat, former president and general secretary of Chandpur Press Club and journalists working in various electronic and print media of 8 upazilas of the district.

1 glance: Messi or Mbappe can win the Ballon d’Or and FIFA the best award


All eyes were on Qatar during the year-one month of the World Cup. A new discussion broke that event. Who will be the best, who will get the prize. Among which Ballon d’Or and FIFA the best

It is being talked about more. Speculation is rife as to who will receive the two prestigious awards in football. Some are putting Lionel Messi ahead, some are Kylian Mbappe. Again, two people

Some people’s names are being heard outside. However, the performance of the World Cup will have an impact on the two awards, that is very conceivable. Since it was the year of the World Cup, The Greatest

The show’s greatest players on earth will be on the judges’ minds. While Messi and Mbappe are sure, Luka Modric, Neymar, Enzo Fernandez and even

Emiliano Martinez also has to think about. Because they were the ones who won the World Cup. A few days ago, in an interview, Robert Lewandowski, the current winner of The Best

He said, this time the Ballon d’Or will be in the hands of Messi. After Diego Maradona, it is Messi who brought the blue and white three stars. In addition to Cristiano Ronaldo

Messi outdid himself in the midst of fierce controversy. He broke multiple records with goals and assists. Won the golden trophy. So are legendary coaches, players even

Messi’s victory song in the mouth of some of the arch-rivals. Many people have moved away from the debate about the best. Most now believe Messi as number one. that way

Messi is likely to win the eighth Ballon d’Or as well as FIFA’s best. Since the entire process of the two awards is by voting, it is difficult to swear right now

who will win But keeping Messi ahead will not be a mistake. Mbappe will be with him. Because, despite not winning the title, he was the charioteer of France until the final. Even if you lose, you win the title

Did a hat trick on stage. However, there will be no surprise if Argentina goalkeeper Martinez gets either of these two awards. Football fans will get the announcement of The Best in January. But the Ballon d’Or will have to wait until the end of 2023.

What the stars said in tribute to Pele


The death of another football legend. Pele went to the land of no return after Diego Maradona. Losing these two superstars, football has become without a guardian. He succumbed to death after being under treatment in the hospital for a long time

If you get World sports stars have expressed deep grief over the death of Pele, who played a leading role in giving Brazil three World Cup trophies. Lionel recognized as the best of all time

Messi-Cristiano Ronaldo, Neymar-Kylian Mbappe have also come along that path. Pele’s death made them cry too. They also gave a message on Pele’s death. Messi on social media

Wrote, ‘Sleep in peace.’ Neymar wrote, ‘Before Pele, number 10 was just a number. I read this somewhere sometime. Although beautiful, it was incomplete. i want to say

Before Pele, football was just a game. Pele changed everything. He turned football into an art, full of joy. He gave a voice to the poor, to the blacks. special

made the Brazilians visible. Thanks to the King for raising the standard of football and Brazil. He was gone, but his magic remained. Pele is eternal.’Portuguese

Superstar Cristiano Ronaldo wrote, My deepest condolences to Pele’s family and Brazil. The farewell of the eternal king of football is a pain in the world of football

The feeling is indescribable. Be an example for life. He will always remain in the memories of football lovers like us. Rest in peace King Pele,’ said Brazilian Casemiro.

‘Sleep in peace. Thank you for the glory you brought to football and Brazil. Your legacy is eternal.’ Mbappe wrote, ‘The king of football has left us But his

Fame will never leave us. Rest in peace king’. Raheem Sterling wrote, ‘Rest in peace legend’. With a smiling photo of Pele himself, Gary Neville wrote, ‘Rest in peace legend Pele. What a beautiful smile.’

Metrorail earns 2 lakh 75 thousand in one day


The Metrorail opened for public traffic on Thursday. On the first day of the start of the journey, many people were in line to board the metro rail, but 3 thousand 857 people got a chance. First day of them

2 lakh 74 thousand 860 taka has been recovered from metro rail. On Thursday (December 29) from 8 am to 12 pm, 10 trains on the Diabari-Agargaon route in Uttara earned this money. Diabari

The first train with passengers leaves for Agargaon at 8 am. And the first train from Agargaon to Diabari leaves at 8:15 am. Dhaka Mass

Deputy Secretary (Public Relations) of Transit Company Limited (DMTCL) Nazrul Islam Bhuiyan said that on the first day of the metro rail

3 thousand 855 people traveled with single journey and MRT pass. Out of this 3 thousand 756 people bought single journey tickets. The income from this is 2 lakh 25

One thousand 360 taka. And 99 people bought MRT pass, from which the income was 49 thousand 500 taka. In all, the metro authority has earned 2 lakh 74 thousand 860 taka.

Breaking news: Pele, king of football, is no more


A name that has become the brightest star in the world of sports. The legend lost the battle of life and death. The king of football passed away at the age of 82. Sao Paulo

Pele, the only footballer to win three World Cups, breathed his last at Albert Einstein Hospital on Thursday. Pele rose to the global stage with the World Cup, he is unique because of the World Cup.

When the World Cup comes, no one else in the world seems to be as happy as he is. Recently, the World Cup in Qatar ended, shortly after this, this football legend left the country of no return. The news of his death is confirmed on social media

By his daughter Kelly Nascimento. Later this news was also reported from his official account. He was sick for a long time. There were many problems related to old age.

Colon cancer was added over the years. Some even win the fight against this deadly disease. Pele fought for a few years. But age is on his side

was not Doctors at the Albert Einstein Hospital in Sao Paulo also knew it was time. Palliative care was started. In the medical language, which is called ‘palliative’

Care’, many say ‘end of life care’. Means when a patient’s body does not respond to normal treatment, to relieve pain and suffering until death

Service is provided. Who knows, maybe he didn’t want to endure this pain even if he got it. How many matches have you won in your life, how many losing matches have you changed the result by scoring in the last minute. But despite fighting this ‘match’ with cancer, he finally gave up today.

He passed away at the age of 82. Gone is the best footballer of all time in the eyes of most people, Gone is the favorite of Brazilians ‘O Rey’ or ‘King’. Peleke

He was admitted to the hospital on December 1. He has been going to the hospital regularly for a couple of years. Devotees get worried, and when they get that worry, they get rid of it

By tweeting or posting on Instagram after coming home from the hospital. This is how it went. This time too he assured the fans, first his daughter, then himself. Kelly

Nascimento admitted the father to the hospital and told him that Pele was taken to the hospital for a routine check-up, there was no need to think about anything else. through social media

Kelly Nascimento provided regular updates on Pele’s physical condition. However, the news of the king of football’s illness can be comforted! Even the supporters of the team in the Qatar World Cup match against Brazil

A poster from the gallery wished Pele a speedy recovery. They came to the field with Pele’s huge jersey. Seeing all this, the physical condition is ‘stable’ with a post on Instagram on December 2.

The three-time World Cup winner (1958, 1962 and 1970) thanked the fans for their prayers and good wishes. Still, Pele’s physical condition deteriorated

The football world has been praying for him ever since it happened. Qatar World Cup authorities also wished him well. But when death comes, you have to say goodbye.

Not only Hathurusingha but these 2 world best coaches are ahead in the race to take charge of the Bangladesh team


In 2013, when the Bangladesh team was standing on the edge of the abyss, former Lankan Chandika was appointed as the head coach of the Bangladesh national cricket team in May 2014.

Hathurusingheke. After taking charge in May, Chandika Hathurusinghe started making changes in the Bangladesh team from December. But Chandika ended in 2017

of Hathurusingha. However, Chandika Hathurusinghe can get the responsibility of the Bangladesh team again. Head coach Russell Domingo has resigned from the Bangladesh national cricket team. in his place

Various discussions have started since yesterday about who is Bangladesh. Chandika Hathurusinghe is first in that list but there are others in the list

Two cricketers. One is South Africa’s Lance Klusner and Australia’s Mike Hussey. Any one of these three will be the head coach of Bangladesh. But Lance

Chandika Hathurusinghe is ahead of Klausner and Mike Hussey. Basically, Bangladesh Cricket Board officials want someone who will have the knowledge of the Bangladesh national team. who owns

Aware of responsibility. Personable and capable of managing teams and coaching cricketers as well as controlling them. Reasons why Chandika Hathurusinghe is said to be ahead

He is very authoritative, responsible. His ability to control the cricketers of the national team with a firm hand is also proven. So Hathurusinghei to get as head coach again

Interested BCB. Also he has a very good idea about the Bangladesh team. According to reliable sources, talks with Hathurusingha are far from over

progressed But Lance Klusner and Mike Hussey are no less than Hathurusingha. Both of them have the experience of coaching in several national cricket teams and also in several IPL teams.

Bad news: Neymar got a red card after two yellow cards in two minutes


After the World Cup, footballers have started to return to the field for their respective clubs. Among them are Neymar and Mbappe. away to Strasbourg in Ligue 1 on Wednesday night

The current champion PSG is down. Neymar’s side won 2-1 at home at Parc des Princes. Even if Lionel Messi is not there, Neymar Jr. also played

Kylian Mbappe. But the return to the field was not pleasant for the Brazilian star. Neymar had to leave the field after seeing a red card in this match. Neymar’s free kick in the 14th minute of the match

Markunis jumped into the box and scored a header to give PSG the lead. PSG goes into the break with the lead. Markunis’ suicide in the 51st minute of the match after the break

Strasburg equalized with a goal. Neymar received his first yellow card in the 61st minute of the match after hitting the Strasbourg midfielder Adrian Thomason in the face. Dive into Strasbourg’s D box in the next minute

The referee showed Neymar a second yellow card. Neymar’s dive was appreciated by the referee. As a result, PSG became a team of ten in 62 minutes. scored from ্‌the penalty spot in the sixth minute of added time

Kylian Mbappe secured PSG’s 2-1 win. As a result of this victory, PSG strengthened the top position in the points list with 44 points in 16 matches. Second-placed Lens collected 36 points from 15 matches.

Long lines of commuters on winter mornings


After a long wait, the country’s first metro rail has officially started its journey, much desired by the citizens of the capital. On Thursday (December 29) at 8 am, the first train leaves the capital’s Uttara Diabari station for Agaongao.

comes out A long queue of thousands of people was seen below the Uttara Uttara station on the first morning of its opening. People have been queuing since dawn on a winter morning to ride the Metrorail for the first time. Overcrowding of people

The metro rail authority has entered the station at a slow speed under control. As a result, the number of passengers waiting outside the station and the queues have grown over time. Initially, 10 sets of six-compartment trains will run from Uttara to Agargaon

will do Trains will run slowly on this route for now. At this stage, the train will run from 8 ্‌am to 12 pm. Later the running time will be extended and the number of trains will be increased according to the demand. Every half when the metro rail is fully operational

A train will run every three minutes. Sabbir Rahman came with his family to go to Agargaon by metro rail for the first time. He said that it was expected that there would be a lot of crowd on the first day. But come and see a lot more than expected

passenger today The line goes on, it’s gone too far. As time goes by, the number of ্‌people increases. But 20/30 passengers are allowed to enter after a long time. As a result, there is a huge crowd outside the station. On the other hand

Emran Ali and his friends came to ride the metro rail for the first time from Rajlaxmi area of Uttara. Emran Ali said, I knew there would be a huge crowd on the first day. Still came, here is a long line, but to call this wait a sweet wait

will be Because we have come to the advantage of metrorail like other countries. This is the present government’s gift to the common man. We are also happy, but there is a problem with ticketing on the first day, so still most of the passengers

Have to wait outside. Arifur Rahman, Assistant Engineer in charge of Uttara North Station, said that it takes some time to understand and understand people about the metro process. Collecting tickets after entering is very easy

Moving slowly. Because not all people know about it, are not used to it. That is why this delay is happening. This is mainly due to slowness in maintaining discipline. It will take two to one day to resolve. It should be noted that Diabari is in Uttarar of the capital

Metrorail line is being constructed from 20 km to Motijheel. The section from Uttara to Agargaon, whose length is 11.73 km, was inaugurated yesterday. For the time being, the metro rail will run from Uttara to Agargaon without any stoppage at intermediate stations.